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About Us
Dragon Insurance Services was founded to give families and small businesses clear, unbiased guidance. We are proud to be an independent agency built for anyone who wants the best deal and the right coverage, with a mission to make insurance simple and empowering.
We believe insurance should protect what matters - without confusion, pressure, or unnecessary add-ons. That means listening first, explaining tradeoffs clearly, and recommending only what fits your goals and budget.
What you can expect
Our Values
Independent Guidance
We compare carriers to deliver coverage that fits your goals, not a single company agenda.
Community Focus
Proudly serving our neighbors with clear, patient support - and giving back through local sponsorships.
Transparent Service
We explain coverage in plain language so you can make confident decisions.
Our Story
The name “Dragon” represents strength, protection, and resilience. For us, it is a reminder of our roots - and the responsibility we carry to protect others.
Built on purpose
Insurance is not just about saving money - it is about protecting what matters most. We are committed to honest guidance, strong coverage, and long-term protection for individuals, families, and businesses.
Founded in 2018
Dragon Insurance Services LLC was founded by Raj Baral, a licensed PA Property & Casualty agent and respected community leader originally from Bhutan. The agency has since expanded to 7 licensed states and earned Safeco Elite Certified status, placing it in the top tier of independent Safeco agencies nationwide.
A new chapter in 2021
Bimal Gurung joined as a licensed agent, recognized for building trust, understanding clients, and focusing on what people truly need.
Leadership and vision today
With shared leadership and a forward-thinking vision, we continue expanding into broader markets, widening options, and strengthening protection for every client.
Carriers We Work With
Our most-quoted partners. Popular options we compare often, depending on your state and risk profile.
Hover to pause.
Built for the digital future
What makes us different
Protection over price
In a market where many focus only on price, we focus on accuracy, protection, and long-term relationships.
Right coverage wins
When something goes wrong, the cheapest policy does not matter - the right coverage does.
Guidance that lasts
We stay involved after the sale with reviews, changes, renewals, and claims help when you need it most.
Our advisors speak with patience, respect, and cultural awareness to make sure every client feels heard. Whether you are protecting your first home or growing a business, we are here to guide you at every step.
Giving Back
We stay connected to the community that supports us - by showing up, sponsoring events, and helping local groups grow.
Community Sponsorships
We support local events and organizations that bring people together and strengthen our community.
DISKA TT Club Sponsor (Apr 2, 2022)
We were proud to sponsor a table tennis tournament organized by DISKA TT Club during World Table Tennis Day 2022 celebrations.
Licensed States
Dragon Insurance is a licensed independent insurance agent in 7 states. If you live in any of these states, we can quote and bind coverage for you.
Coverage We Offer
Whether you need affordable auto insurance, home coverage, or commercial protection, we compare top carriers to get you the best rate. Serving families and businesses across PA, TX, VA, MD, OH, TN, and KY. Read our guides on homeowners insurance, renters insurance, and manufactured home insurance.
Auto Insurance
Compare rates across 7 states
Home Insurance
Replacement-cost from top carriers
Renters Insurance
Affordable tenant protection
Manufactured Home
HO-7 specialists
Umbrella Insurance
Extra liability coverage
Motorcycle Insurance
Year-round and seasonal
Boat Insurance
Watercraft and PWC coverage
RV Insurance
Full-timer and occasional-use
Condo Insurance
HO-6 for unit owners
Landlord Insurance
Rental property coverage
Commercial Trucking
FMCSA, PennDOT & PAPUC filings
Business Owner Policy
Bundle liability and property
General Liability
Third-party claims coverage
Commercial Property
Buildings, equipment, income
Workers Compensation
Required for PA employers
Professional Liability
E&O for consultants and agencies
Common Questions
What makes an independent insurance agency different?
Independent agencies like Dragon Insurance work with multiple carriers, not just one company. That means we compare rates, coverage, and terms across 30+ insurers to find the policy that genuinely fits your needs and budget.
How can Dragon Insurance help me find affordable auto insurance?
We shop your profile across top carriers and identify discounts you may be missing: multi-policy bundling, good-driver credits, and carrier-specific savings. In many cases, Harrisburg-area drivers see meaningful savings by switching.
Which states do you serve?
We are licensed in Pennsylvania, Texas, Virginia, Maryland, Ohio, Tennessee, and Kentucky, and expanding. Contact us to check availability in your state.
Is Dragon Insurance the best insurance company for my needs?
We are not a single carrier. We are your advocate. Our job is to find the best insurance company for your specific situation from our panel of 30+ top-rated carriers, so you get the right coverage at the lowest available rate.
More questions? Visit our full FAQ or contact us directly. We are located in Camp Hill, PA and serve the greater Harrisburg metro area.
