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Ohio
Dragon Insurance Services is licensed in Ohio. We provide independent guidance for auto, home, business, and specialty coverage. Our advisors focus on families and small businesses in Columbus, Akron, and across central Ohio and can help you compare rates, coverage, and carrier options across 30+ carriers.
Minimum Requirements
Ohio requires minimum auto liability of 25/50/25: $25,000 bodily injury per person, $50,000 per accident, and $25,000 property damage. Ohio is an at-fault state. PIP and uninsured motorist coverage are not required but are strongly recommended.
Regional Risk Factors
Carrier Availability
Ohio does not require PIP or UM coverage, but both are strongly recommended given the 13 percent uninsured driver rate. Availability can vary by roof age, claims history, and property location.
Coverage Available in Ohio
Compare carriers and find your best rate.
Dragon Insurance is an independent agency in Camp Hill, PA we shop 30+ carriers to find the right coverage at the right price.
Common Questions About Insurance in Ohio
Ohio requires minimum liability of 25/50/25: $25,000 bodily injury per person, $50,000 per accident, and $25,000 property damage (Ohio Revised Code Section 4509.01). Ohio is an at-fault state. Ohio does not require Personal Injury Protection (PIP) or Uninsured Motorist (UM) coverage, but with approximately 13 percent of Ohio drivers uninsured, we recommend adding UM coverage to every policy.
Yes. We are licensed in Ohio and work with clients in Columbus, Dublin, Westerville, Akron, Reynoldsburg, and communities throughout central and northeast Ohio. We compare 30 plus carriers for auto, home, renters, and business insurance entirely by phone and online.
Ohio experiences severe thunderstorms, hailstorms, straight-line wind events, and winter ice damage. Central Ohio also sees occasional tornadoes. Roof age is a major factor in Ohio home insurance pricing. With Columbus home values rising significantly in recent years, many homeowners are underinsured at their original purchase price coverage. We review your replacement cost coverage during every home insurance quote.
Yes. We quote general liability, BOP, workers compensation, commercial auto, and professional liability for Ohio businesses. Ohio requires workers compensation for most private employers with one or more employees. We compare 30 plus carriers to find competitive pricing for your industry and business size.