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Ride with confidence using coverage tailored to your bike, gear, and riding style in Pennsylvania and across seven states.
Coverage for injuries or damage you cause.
Repairs to your bike after a crash.
Theft, fire, and weather-related losses.
Helps with medical bills after an accident.
Protection for upgrades and accessories.
Towing and emergency help on the road.
Why You Need It
Protect your bike and your financial responsibility. Motorcycle insurance helps cover damages, theft, and liability if you’re involved in an accidentso you can ride with confidence.
Weekend riders with standard bikes.
Daily riders with custom parts.
High-value bikes and frequent riders.
Bike type
Sport bikes cost more to insure.
Riding experience
Years of experience impact rates.
Location
Urban areas have higher claim rates.
Usage
Daily commuting vs seasonal riding.
Yes. Passenger liability can be added to protect riders on your bike.
Yes. We can add accessory coverage for custom upgrades.
Many riders keep comprehensive coverage year-round to protect against theft.
Roadside can be added for towing and emergency support.
Turnaround varies by bike details, riding history, and carrier requirements. We will confirm timing after review.
SR-22 is a certificate of financial responsibility that your insurer files with the state after certain violations such as a DUI or license suspension it is not a separate type of insurance. Not all carriers file SR-22s for motorcycle policies. We work with carriers that do and can help you find coverage that meets your state requirements across PA, TX, VA, MD, OH, TN, and KY.
Cost varies significantly by bike type and coverage level. Liability-only on a standard cruiser can start around $8–$15 per month. Full coverage on a cruiser typically runs $50–$75 per month. Sport bikes with full coverage often exceed $200 per month. Your riding history, age, and garaging location also affect your rate. We compare 30+ carriers to find your best option.
Yes. A clean riding record is the single biggest factor for lower premiums. Completing an approved safety course can reduce your rate further. We shop multiple carriers to find the most competitive option for your riding profile.
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Blog
Motorcycle insurance requirements, coverage types, and ways to save across PA, TX, VA, MD, OH, TN, and KY.
June 6, 2026
The General Auto Insurance Review (2026): Cost, Ratings & Better Alternatives
The General specializes in high-risk and SR-22 auto insurance. See real 2026 costs, the A+ financial strength vs. below-average claims service, who it fits, and the on-panel carriers that often beat it.
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June 6, 2026
How Much Is Motorcycle Insurance? 2026 Cost Guide by State, Bike & Rider
Motorcycle insurance averages $12/mo for liability and $30/mo for full coverage in 2026. Real costs by state (PA, TX, VA, MD, OH, TN, KY), bike type, and rider age, plus 8 ways to lower your premium.
Read article →
May 30, 2026
Best Motorcycle Insurance of 2026: Top 6 Carriers Compared by an Independent Agent
We compare the 6 best motorcycle insurance carriers of 2026 (Progressive, GEICO, Foremost, Bristol West, National General & Safeco). Real quoting data across PA, TX, VA, MD, OH, TN & KY.
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