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One call, every option. A licensed local agent compares 30+ carriers side by side and hands you the best rate for your auto, home, or business, explained in plain language.
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2,500+
Families Protected
8+
Years in Business
30+
Carriers Compared
7
States Served
< 1 Hr
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Cars, home, RV, truck, or business. It takes two minutes by phone or with the online form.
We shop 30+ carriers
A licensed local agent compares real quotes side by side. No obligation, no spam.
You pick, we handle the rest
We bind your policy and stay your agent for claims, changes, and every renewal.
Most personal quotes are ready in under an hour. Call 717-229-5115 or start online.




































































No guesswork and no pressure. One licensed agent compares 30+ carriers and recommends only the coverage you actually need.
PersonalPersonalized auto coverage with the right liability limits, deductibles, and discounts.
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PersonalProtect your home and valuables with replacement-cost guidance and carrier options.
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PersonalAffordable protection for personal property and liability that fits your lease and budget.
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PersonalCoverage options for rental property owners, including liability and loss of rent.
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PersonalExtra liability protection designed to increase limits above auto and home policies.
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BusinessBundle liability and property coverage into one smart business package.
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BusinessCoverage built for trucks, drivers, cargo, and the risks of the road.
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PersonalProtection designed for manufactured and mobile homes, belongings, and liability.
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PersonalCoverage built for motorhomes, travel trailers, campers, and road trip adventures.
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No robots. No hold music. A real local agent compares 30+ carriers with complete transparency to find your best value.
Independent Agents
We shop rates and coverage across multiple carriers, so you can choose the best fit.
Local Harrisburg Agency
Harrisburg-area office in Camp Hill, serving all of Central PA with five-star personal service.
Local, Friendly Team
Fast, personal service from a real team (not a call center) - with responsive follow-up.
Clear Guidance
Straight answers in plain language - no pressure, no confusion, no surprises.
Claims Support
Help when you need it most, including claims assistance and policy changes.
Ongoing Reviews
We review limits, deductibles, and discounts to keep your coverage aligned as life changes.

Independent means unbiased flexibility. We shift your coverage as your life evolves.

Coverage is statewide in every licensed state. The cities below are where we focus most, but wherever you are, we can help.
Not seeing your city? Get a free quote if you're in a licensed state, we can help.
Plain-language guides to help you make smarter coverage decisions.

General liability covers a slip and fall. It does not cover a chemical burn from a color service, and it usually does not cover a booth-renting stylist either. Here is the coverage that actually matches the claim.
Read article

General liability covers a slip and fall. It does not cover a straight razor nick, and it usually does not cover a booth renter either. Here is the coverage that actually matches the claim.
Read article

Pennsylvania law lets you run a wheelchair van on $35,000 of liability. The Medicaid plans and brokers that assign trips generally require $1,000,000. Here is what actually gets you credentialed.
Read article
A Business Owners Policy excludes liquor liability, and Pennsylvania dram shop law makes that gap expensive. What a restaurant program contains, what it costs, and how RAMP certification lowers it.
Read article

The five problems that actually cost Harrisburg owner-operators money, the carriers that fix each one, and why Pennsylvania requires two separate layers of authority.
Read article
Maryland requires 30/60/15 minimum liability plus uninsured motorist coverage, and requires insurers to offer PIP you may waive. See average 2026 Maryland car insurance rates, what state law requires, and where the savings are.
Read article
Virginia raised its minimum liability requirement to 50/100/25 under House Bill 1077. See average 2026 Virginia car insurance rates, what changed, and where the savings are.
Read article
Texas requires 30/60/25 minimum liability coverage. See average 2026 Texas car insurance rates by city, why DFW hail drives your premium, and where the savings actually are.
Read article
Ohio requires 25/50/25 minimum liability coverage. See average 2026 Ohio car insurance rates by city, what state law actually requires, and the best ways to lower your premium.
Read article
Root is Dragon's newest carrier, available only in Ohio, Kentucky, and Tennessee for auto insurance. See how its driver-behavior pricing rewards safe driving long after signup, and how it compares to the rest of our panel.
Read article
Foremost is named the top pick across Dragon's RV, boat, and motorcycle guides, but has never had its own review until now. See real AM Best and consumer ratings, honest cost data, the claims process, and who it fits best.
Read article
There is no single best auto insurance company for every driver in 2026. GEICO is the strongest overall pick for clean-record, price-sensitive drivers, while Progressive leads for drivers with tickets, at-fault accidents, or an SR-22 requirement. See how all 10 carriers on Dragon's panel rank by AM Best rating, service data, and 2026 cost.
Read article
There is no single cheapest car insurance company. The carrier that wins depends on your driver profile: clean record, new or young driver, at-fault accident, SR-22 filing, or multi-policy bundler. See which carriers on Dragon's 30-plus carrier panel tend to win for each, based on 2026 rate data from MoneyGeek, NerdWallet, Insurance.com, and Bankrate.
Read article
Harrisburg's full coverage average is about $129/month, according to Insurify's 2026 analysis, but that single city-wide number hides real variation by ZIP code. Here is the honest, sourced explanation of why location affects your rate, and how Harrisburg's Downtown, Allison Hill, Colonial Park, Paxtang, Linglestown, and Steelton ZIP codes actually compare.
Read article

General liability covers a slip and fall. It does not cover a chemical burn from a color service, and it usually does not cover a booth-renting stylist either. Here is the coverage that actually matches the claim.
Read article

General liability covers a slip and fall. It does not cover a straight razor nick, and it usually does not cover a booth renter either. Here is the coverage that actually matches the claim.
Read article

Pennsylvania law lets you run a wheelchair van on $35,000 of liability. The Medicaid plans and brokers that assign trips generally require $1,000,000. Here is what actually gets you credentialed.
Read article
A Business Owners Policy excludes liquor liability, and Pennsylvania dram shop law makes that gap expensive. What a restaurant program contains, what it costs, and how RAMP certification lowers it.
Read article

The five problems that actually cost Harrisburg owner-operators money, the carriers that fix each one, and why Pennsylvania requires two separate layers of authority.
Read article
Maryland requires 30/60/15 minimum liability plus uninsured motorist coverage, and requires insurers to offer PIP you may waive. See average 2026 Maryland car insurance rates, what state law requires, and where the savings are.
Read article
Virginia raised its minimum liability requirement to 50/100/25 under House Bill 1077. See average 2026 Virginia car insurance rates, what changed, and where the savings are.
Read article
Texas requires 30/60/25 minimum liability coverage. See average 2026 Texas car insurance rates by city, why DFW hail drives your premium, and where the savings actually are.
Read article
Ohio requires 25/50/25 minimum liability coverage. See average 2026 Ohio car insurance rates by city, what state law actually requires, and the best ways to lower your premium.
Read article
Root is Dragon's newest carrier, available only in Ohio, Kentucky, and Tennessee for auto insurance. See how its driver-behavior pricing rewards safe driving long after signup, and how it compares to the rest of our panel.
Read article
Foremost is named the top pick across Dragon's RV, boat, and motorcycle guides, but has never had its own review until now. See real AM Best and consumer ratings, honest cost data, the claims process, and who it fits best.
Read article
There is no single best auto insurance company for every driver in 2026. GEICO is the strongest overall pick for clean-record, price-sensitive drivers, while Progressive leads for drivers with tickets, at-fault accidents, or an SR-22 requirement. See how all 10 carriers on Dragon's panel rank by AM Best rating, service data, and 2026 cost.
Read article
There is no single cheapest car insurance company. The carrier that wins depends on your driver profile: clean record, new or young driver, at-fault accident, SR-22 filing, or multi-policy bundler. See which carriers on Dragon's 30-plus carrier panel tend to win for each, based on 2026 rate data from MoneyGeek, NerdWallet, Insurance.com, and Bankrate.
Read article
Harrisburg's full coverage average is about $129/month, according to Insurify's 2026 analysis, but that single city-wide number hides real variation by ZIP code. Here is the honest, sourced explanation of why location affects your rate, and how Harrisburg's Downtown, Allison Hill, Colonial Park, Paxtang, Linglestown, and Steelton ZIP codes actually compare.
Read article
Insurance can be complicated. We are here to simplify it.
View full FAQ→Independent agencies shop multiple carriers and design coverage around your goals, not a single company's products.
Most personal auto and home quotes are ready in under an hour during business hours. Business and trucking quotes usually take about a day depending on the carrier. Call 717-229-5115 for the fastest turnaround.
We are licensed in Pennsylvania, Texas, Virginia, Maryland, Ohio, Tennessee, and Kentucky. If you are in one of these states, we can help. Contact us or get a free online quote.
Yes. Dragon Insurance is an independent insurance agency in Camp Hill, PA, serving clients across Pennsylvania, Texas, Virginia, Maryland, Ohio, Tennessee, and Kentucky. Whether you are near our Camp Hill office or across these states, we shop 30+ carriers on your behalf for the best rate.
Yes. Most quotes are completed fully online or by phone. We work with clients across seven states and can provide auto, home, business, and specialty insurance quotes remotely. Call 717-229-5115 or submit a request and we will follow up promptly.
Tell a licensed local agent what you drive, own, or run. We shop every carrier we represent and call you back with real numbers, usually the same day.
Licensed in PA, TX, VA, MD, OH, TN & KY only. Quotes available for these states.