Terms & Conditions

Terms & Conditions

Effective date: April 4, 2026

1. Acceptance of Terms

By accessing or using the website of Dragon Insurance Services LLC ("we," "our," or "us"), you agree to be bound by these Terms & Conditions. If you do not agree, please do not use this website.

2. Use of Website

This website is intended for individuals seeking information about insurance products and services. You agree to use this website only for lawful purposes and not for any fraudulent or harmful activity.

3. No Insurance Binding / No Guarantee of Coverage

IMPORTANT:

• Submitting a quote request or form does not bind coverage
• Coverage is not active until you receive confirmation from our agency or carrier, payment is made (if required), and a policy is officially issued
• You should not assume you are covered until you receive written confirmation

4. Quotes & Pricing Disclaimer

All insurance quotes provided through this website or by our agency are estimates only, subject to underwriting review, and subject to change based on final information, inspections, or carrier guidelines. Final premium and coverage may differ.

5. Accuracy of Information

You agree to provide accurate and complete information when requesting quotes or services. Providing false, incomplete, or misleading information may result in denial of coverage, lead to policy cancellation, or impact claim payments.

6. Communication Consent (Call, Email, SMS)

By submitting your information through our website, you consent to be contacted by us via phone calls, emails, and text messages (SMS). These communications may include quotes, service updates, or marketing messages. You may opt out at any time by following unsubscribe instructions or contacting us directly.

7. Third-Party Services

We may work with third-party insurance carriers, partners, and service providers. We are not responsible for their services, decisions, or underwriting outcomes, or for the content or privacy practices of third-party websites.

8. Intellectual Property

All content on this website - including text, logos, graphics, and design - is the property of Dragon Insurance Services LLC and may not be copied, reproduced, or used without permission.

9. Limitation of Liability

We are not liable for any errors or omissions on this website, any damages resulting from reliance on website information, delays or failures in service due to factors beyond our control, or any other damages arising from the use of this website. Use of this website is at your own risk.

10. Indemnification

You agree to indemnify and hold harmless Dragon Insurance Services LLC from any claims, damages, or liabilities arising from your use of the website or violation of these Terms & Conditions.

11. Changes to Terms

We may update these Terms & Conditions at any time. Updates will be posted on this page with a revised effective date.

12. Governing Law

These Terms & Conditions shall be governed by the laws of the Commonwealth of Pennsylvania. Notwithstanding the foregoing, insurance products and services are subject to the laws and regulations of the state in which the policy is issued and where the insured risk is located, and such laws shall control where applicable.

13. Contact Information

If you have any questions regarding these Terms & Conditions, please contact us: